Season’s Greetings and Well Wishes of Financial Prosperity to You and Your Family in 2019 from Team NYRealty411.com

We host Free Monthly Workshops to provide families with information to asssit them in their decision making:


This informative workshop will help you understand the home buying process and answer questions such as:

  • Why Buy Now vs. Waiting?
  • What Grants Are Available?
  • Why it Benefits a Home Buyer to Use a Realtor?
  • How does A Seller’s Concession Work?
  • What are Short Sales?
  • Where to Find and Buy Foreclosures & Short Sales?
  • What is a 203k Rehab Loan?
  • Why you must get Pre-Approved?
  • What’s the Do’s and Don’ts when shopping?
  • What’s the Difference between Lenders?
  • What’s the Difference between a Condo and Coop?
  • Credit – How does it affect you?
  • How to Repair Your Credit Rating

Date: Thursday January 10th

Time: 5:45 – 8:00 PM

Venue: Brooklyn Public Library – Flatbush Branch

Address: 22 Linden Blvd Brooklyn NY 11226

Between Flatbush & Bedford Ave

Hosted by: Phillip-Neri Benn & Al Brown

Please confirm your seats via email: NYRealty411@yahoo.com

Transportation by train: B & Q to Church Ave.

Transportation by Bus: B35 & B41



Attendees to this workshop will learn the following Creative Wealth Maximization Strategies

  • Budget management, estate planning, business planning, protection solutions, wealth management.
  • The importance of saving money, and the importance of protecting money.
  • Explanation of a balance sheet (corporate) and personal balance sheet.
  • Discussion on investing.
  • The difference between stocks, bonds, cash and equivalents.
  • How much money do you need to start investing?
  • The difference between term and whole life insurance.
  • How life insurance fits into your overall investment portfolio.
  • How life insurance can serve as mortgage protection.
  • Retirement planning.
  • Explanation of 401K, IRA, Roth IRA & annuities.
  • Home Ownership Process
  • Mortgage selection – 15 versus 30 year mortgage.

Date: Monday January 7th

Time: 5:45 pm to 7:45pm

Guardian Life Insurance Company

7 Hanover Square, New York, NY 10004 15th floor

Presented: Kristen Irby & Phillip-Neri Benn

Please confirm your seats via email: NYRealty411@yahoo.com

Transportation by train: 2&3 to Wall St or 4&5 to Bowling Green Station.

Please arrive early to be processed by security

Yours Supportively

Phillip-Neri Benn

Realtor Associate



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